Borrowers
Overview
The Housing Finance Corporation is a mutual aggregator providing competitive finance to UK housing associations to deliver affordable homes. Borrowers get efficient capital markets access, flexible structures and access to expert advice.
Our Difference
We combine experience, partnerships, and a proven record of innovation to deliver flexible, long‑term finance that helps housing associations build and improve affordable homes across the UK.
Experience
Thirty-five years providing loans to UK housing associations, supporting their growth with tailored financial solutions.
Partnerships
Strong partnerships with housing associations, institutional investors, the Regulator for Social Housing (RSH), National Housing Federation (NHF), European Investment Bank and the UK Government.
Track Record
Innovative track record including EIB funding, green finance for retrofit and sustainable development, Affordable Homes Guarantee Scheme, and Blend for streamlined capital access.
Expert Team
Large expert team offering comprehensive in house services with specialists in property security and management of funds for comprehensive support.
Our Numbers
As a long-standing mutual lender focused on affordable housing, we bring stable, low-cost institutional finance and sector expertise to help clients invest for the long term. The figures below highlight our track record, our commitment to sustainability, and our UK-wide footprint.
38
Years as a
Mutual Lender
Proudly supporting the UK affordable housing sector since 1987.
£250mn
Financing available
for retrofit
Enabling housing associations to retrofit homes and build resilient communities.
4
Nations
Supported
We partner with housing associations in England, Scotland, Wales and Northern Ireland.
Our Vehicles
As a sector focused aggregator, our vehicles provide a proven conduit to the sterling bond markets, combining flexibility, competitive terms, and dependable delivery for housing associations.
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Blend Funding Plc
Blend Funding Plc, established in 2018, is a financial aggregator who provides much-needed, competitively priced bond finance to housing associations across the UK.
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THFC Sustainable Finance Plc
The Housing Finance Corporation, in partnership with the National Wealth Fund (NWF), is offering £150m in guaranteed long-term loans to UK social housing providers for retrofitting.
Our Footprint
Lending across the UK’s four nations, partnering with housing associations in England, Scotland, Wales and Northern Ireland.
| Summary Terms | Market Coverage (Borrowers) | Ratings | Capital Outstanding (£mn) |
|---|---|---|---|
| The Housing Finance Corporation Ltd | 118 | A+ (S&P) | 3.2 |
| Affordable Housing Finance Plc | 60 | AA (S&P) | 3.2 |
| Blend Funding Plc | 31 | A2 (Moody’s) | 1.5 |
Get in Touch
If you have any questions or enquiries, please contact a member of our dedicated team directly using the contact information below.
Contact Us
We’re here to help you channel finance into lasting impact. Get in touch to explore how we can support your mission – one home, one partnership at a time.
Contact Details
Location
3rd Floor, 17 St. Swithins Lane,
London, United Kingdom, EC4N 8AL