Launch: 2023

Security Trustee

Overview

Housing Finance Trustee Limited is a security trust created in December 2023 that offers Housing Associations an alternative way to secure their assets. Properties are charged to the trustee (registered at the Land Registry), enabling flexible reallocation across lending entities without repetitive charging exercise activities and costs.

Key Features

Holds fixed charged security on properties on trust for participating lenders and beneficiaries

Manages and coordinates enforcement actions on behalf of all lenders

Allocates properties as ‘pools of security’ to participating lenders or holds unallocated for future requirements

Key Advantages

Flexibility at Scale

Reallocate properties between lending entities quickly without charging exercises

Speed to Market

Unallocated security pools ready for deployment when market conditions align with your risk appetite

Simplified Operations

Internal releases managed without third-party involvement, reducing friction and timelines

Lower Friction Costs

Minimal due diligence required to move or allocate security compared to direct charging

Get in Touch

If you have any questions or enquiries, please contact a member of our Loan Security team directly using the contact information below.

Melissa Gheerawo-Skilbeck

Director, Loan Security

Contact Us

We’re here to help you channel finance into lasting impact. Get in touch to explore how we can support your mission – one home, one partnership at a time.

Contact Details

Location

3rd Floor, 17 St. Swithin’s Lane,
London, United Kingdom, EC4N 8AL

Get in Touch